Choosing the right policy structure for multi-property protection
When structuring a life insurance strategy to safeguard a multi-property portfolio, investors must move beyond the simplistic approach of buying individual policies for every single property. Instead, a sophisticated investor looks at the portfolio in its entirety, evaluating the total outstanding liability across all mortgages. One highly effective method is utilizing a single, high-value term life insurance policy that matches the aggregate debt of the portfolio. This centralized approach simplifies administration, reduces premium costs compared to holding multiple separate policies,