Real estate investing is inherently built on the foundation of leverage. While using other people’s money allows investors to scale their portfolios rapidly, it also introduces a significant amount of financial risk. If an investor passes away unexpectedly, the outstanding mortgages and commercial loans do not simply disappear. Instead, the burden of servicing this debt falls directly on their heirs or business partners. Without a strategic contingency plan, surviving family members may be forced to liquidate high-performing properties in a fire
