Structuring policy ownership to minimize estate tax liabilities
As a real estate portfolio grows in value, the specter of estate taxes becomes a very real threat to generational wealth preservation. When an investor passes away, the gross value of their real estate holdings, business entities, and personal assets are tallied to determine the estate’s tax liability. If the estate exceeds the federal or state exemption limits, heirs could face a massive tax bill, often requiring them to liquidate prime properties under market value just to pay the IRS. While