For self-employed homeowners, the dream of running a business comes with a distinct set of financial realities, particularly when it comes to securing a mortgage protection plan. Unlike traditional W-2 employees who benefit from predictable, bi-weekly paychecks, independent contractors, freelancers, and business owners often experience highly volatile cash flows. A stellar sales month can easily be followed by a dry spell, making the fixed monthly obligation of a mortgage payment a recurring source of anxiety during lean
